Category: Owning a home

  • Emergency repairs ⚠️

    We were warned. Homeownership is not easy. Homeownership is full of surprises. It’s a ton of work. It’s hard. It’s never-ending. Sometimes it’s also gross. Like when you go down into your crawl space to see if that’s where you left the light bulbs and discover the ground is wet. Like, really wet. Like, maybe…

  • We’re about to close

    I’ll admit, I didn’t think we’d be sitting here less than a year after moving to Denver, preparing to close on a mortgage. I thought we’d be able to make it happen eventually, but I didn’t think it’d be this fast. Before we go, I wanted to write up some thoughts about an invaluable resource throughout…

  • Negotiating

    We’re officially under contract. In Colorado this means it’s our deal to walk away from. It doesn’t mean that the negotiations are over. After you settle on the price of the home, there’s the inspection, the appraisal, and then closing on your mortgage. There’s also all the unexpected things that can come up between you…

  • Hot markets, friendly laws

    We offered on a house this week. It was one we’d looked at a couple months ago when it hit the market but discarded because it was out of our price range. Then it sat, and by the time we went to tour homes for the first time, the price had dropped. Why drop your price…

  • What it means to be in a seller’s market

    When we entered this market we were told it’s a “sellers market.” It’s no secret that Denver’s market is hot, meaning there are a lot of people trying to buy but few looking to sell. Supply is far lower than demand. If you remember from your last macroeconomics class, that means prices go up. Denver’s…